CoastalWx Posted May 4, 2015 Share Posted May 4, 2015 LOL. Just suits and ties everywhere. Man, epic day to have lunch at the Seaport. Link to comment Share on other sites More sharing options...
weatherwiz Posted May 4, 2015 Share Posted May 4, 2015 If you were buying a house and such and had everything set to rock and roll...what's a decent minimum down payment to put down? Link to comment Share on other sites More sharing options...
ORH_wxman Posted May 4, 2015 Share Posted May 4, 2015 If you were buying a house and such and had everything set to rock and roll...what's a decent minimum down payment to put down? At least 10%...preferably 20. Link to comment Share on other sites More sharing options...
weatherwiz Posted May 4, 2015 Share Posted May 4, 2015 At least 10%...preferably 20. Oh wow that is actually sweet! Thanks. I'm not planning on anything now but just thinking like 3 years down the road once I'm done with school and hopefully a career job Link to comment Share on other sites More sharing options...
CoastalWx Posted May 4, 2015 Share Posted May 4, 2015 20 would be best. You'd avoid PMI too. Tough to do though in some markets. I didn't have 20% down when we bought the house we are in now. Link to comment Share on other sites More sharing options...
CoastalWx Posted May 4, 2015 Share Posted May 4, 2015 78 at home. Link to comment Share on other sites More sharing options...
amarshall Posted May 4, 2015 Share Posted May 4, 2015 20 would be best. You'd avoid PMI too. Tough to do though in some markets. I didn't have 20% down when we bought the house we are in now. I literally emailed our mortgage company 20 minutes ago starting the process to remove PMI. Our home value is up 12% since we bought it. We only put down 10% Link to comment Share on other sites More sharing options...
HIPPYVALLEY Posted May 4, 2015 Share Posted May 4, 2015 Perfect day. 75/42. Link to comment Share on other sites More sharing options...
CT Valley Snowman Posted May 4, 2015 Share Posted May 4, 2015 FKIT 80 at 11 AM Lol. Link to comment Share on other sites More sharing options...
SouthCoastMA Posted May 4, 2015 Share Posted May 4, 2015 I literally emailed our mortgage company 20 minutes ago starting the process to remove PMI. Our home value is up 12% since we bought it. We only put down 10% I only put 3.5% down, and although my house value is likely up over 20% at this point since my purchase..I used FHA, so you have to wait a minimum of 5 years to remove PMI. 2 Years to go for me. Link to comment Share on other sites More sharing options...
CoastalWx Posted May 4, 2015 Share Posted May 4, 2015 I literally emailed our mortgage company 20 minutes ago starting the process to remove PMI. Our home value is up 12% since we bought it. We only put down 10% That's great. Not easy to put down 20% in Duxbury I'd imagine. From what I hear, the market is extremely competitive in the Boston area. There was an open house that a friend of the family did on Wollaston beach that got so nuts, the police came and made everyone leave. My wife's cousin and her husband put an offer in on a house in Wakefield. $40,000 over asking price and 25% down...still got outbid. That's nuts. Link to comment Share on other sites More sharing options...
amarshall Posted May 4, 2015 Share Posted May 4, 2015 That's great. Not easy to put down 20% in Duxbury I'd imagine. From what I hear, the market is extremely competitive in the Boston area. There was an open house that a friend of the family did on Wollaston beach that got so nuts, the police came and made everyone leave. My wife's cousin and her husband put an offer in on a house in Wakefield. $40,000 over asking price and 25% down...still got outbid. That's nuts. My PMI is $550 a month. Duxbury is tough. You need two incomes to even scrape by. Having two kids in preschool doesn't help. You'll see soon. Two kids at run of the mill pre-school = $37k a year combined. Our house in Quincy sold the day we put it on for $10,000 over asking. Link to comment Share on other sites More sharing options...
Whineminster Posted May 4, 2015 Share Posted May 4, 2015 I only put 5% down and pay no PMI through mass housing....worked out for me Link to comment Share on other sites More sharing options...
Whineminster Posted May 4, 2015 Share Posted May 4, 2015 Also consider a USDA loan in a rural town, under 15k population I think? Link to comment Share on other sites More sharing options...
CoastalWx Posted May 4, 2015 Share Posted May 4, 2015 My PMI is $550 a month. Duxbury is tough. You need two incomes to even scrape by. Having two kids in preschool doesn't help. You'll see soon. Two kids at run of the mill pre-school = $37k a year combined. Our house in Quincy sold the day we put it on for $10,000 over asking. Yeah trust me. Dreading that. Link to comment Share on other sites More sharing options...
eekuasepinniW Posted May 4, 2015 Share Posted May 4, 2015 first "it's too hot for this" spoken at 11:25am Link to comment Share on other sites More sharing options...
CoastalWx Posted May 4, 2015 Share Posted May 4, 2015 I see what the same money can get in SNH and I'm like. Link to comment Share on other sites More sharing options...
CoastalWx Posted May 4, 2015 Share Posted May 4, 2015 first "it's too hot for this" spoken at 11:25am Felt good to work up a sweat outside actually. Link to comment Share on other sites More sharing options...
HIPPYVALLEY Posted May 4, 2015 Share Posted May 4, 2015 I see what the same money can get in SNH and I'm like. Out here you could own a palace for 350k. Lol Mass housing is awesome for first time buyers. Link to comment Share on other sites More sharing options...
CoastalWx Posted May 4, 2015 Share Posted May 4, 2015 Out here you could own a palace for 350k. Lol Mass housing is awesome for first time buyers. It helped us when we bought our condo back in 2009. Link to comment Share on other sites More sharing options...
CT Rain Posted May 4, 2015 Share Posted May 4, 2015 Felt good to work up a sweat outside actually. I did hours and hours of yard work yesterday and it felt so nice to be outside in the warmth finally. I just wish I loved doing yardwork after the first couple weeks of the warm season lol Link to comment Share on other sites More sharing options...
TauntonBlizzard2013 Posted May 4, 2015 Share Posted May 4, 2015 If you were buying a house and such and had everything set to rock and roll...what's a decent minimum down payment to put down? Probably 20% would be ideal Link to comment Share on other sites More sharing options...
powderfreak Posted May 4, 2015 Share Posted May 4, 2015 CON is up to 83/36 for 19% RH, with a nice breeze gusting over 20mph. If that's not suits and ties, then I don't know what is. Link to comment Share on other sites More sharing options...
Lava Rock Posted May 4, 2015 Share Posted May 4, 2015 Warm. 76F Link to comment Share on other sites More sharing options...
Dan Posted May 4, 2015 Share Posted May 4, 2015 I see what the same money can get in SNH and I'm like. Yup..we are considering that exact move. Much more for your buck, of course real estate taxes are also much higher. Link to comment Share on other sites More sharing options...
CoastalWx Posted May 4, 2015 Share Posted May 4, 2015 I did hours and hours of yard work yesterday and it felt so nice to be outside in the warmth finally. I just wish I loved doing yardwork after the first couple weeks of the warm season lol I actually don't mind doing outside stuff. At least you get to see the final product. But yeah, doing it when it's 90/70 isn't exactly ideal. Link to comment Share on other sites More sharing options...
SJonesWX Posted May 4, 2015 Share Posted May 4, 2015 My PMI is $550 a month. Duxbury is tough. You need two incomes to even scrape by. Having two kids in preschool doesn't help. You'll see soon. Two kids at run of the mill pre-school = $37k a year combined. Our house in Quincy sold the day we put it on for $10,000 over asking. holy hell on the PMI! Link to comment Share on other sites More sharing options...
Brian5671 Posted May 4, 2015 Share Posted May 4, 2015 That's great. Not easy to put down 20% in Duxbury I'd imagine. From what I hear, the market is extremely competitive in the Boston area. There was an open house that a friend of the family did on Wollaston beach that got so nuts, the police came and made everyone leave. My wife's cousin and her husband put an offer in on a house in Wakefield. $40,000 over asking price and 25% down...still got outbid. That's nuts. Wow-reminds me of the late 90's. I got in on my first house about a year before the hysteria started. Put down 10% with PMI-it was gone in a year with the soaring house prices. Sold it 5 years later for a 250% profit...LOL. Only reason I'm in my current house due to that profit. Link to comment Share on other sites More sharing options...
CT Rain Posted May 4, 2015 Share Posted May 4, 2015 holy hell on the PMI! Wow - that's insane. My PMI is like 90 a month. I think I'll be able to ditch it early next year. Link to comment Share on other sites More sharing options...
powderfreak Posted May 4, 2015 Share Posted May 4, 2015 This is absolutely perfect out there right now... mid-70s to low-80s everywhere from CT to Caribou back to Quebec City and Montreal. Low humidities...Red Flag Warnings should be the Chamber of Commerce Warnings. Link to comment Share on other sites More sharing options...
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