So I’ve disagreed with you on the insurance thing for awhile. I run our Corp insurance program on the side— zero Covid claims in CAD, US, MX (5k employees) since this started including manufacturing lines, which we never paused unless there was an active outbreak ongoing, literally never lost a minute of sleep over that side of the business re: Covid.
But I 100% agree things get sticky when it comes to proving vaccine status. And ultimately that’s why I think this will end up being mandated by the states, but you are correct ( for once, lol) I think this becomes an issue for pvt sector co’s.