My 31 in Jan 96 (philly) coast me 5K in consulting fees.  I couldn't afford that, but apparently I could.  A few inches down that morning as the storm was just getting going, and I was due to go to the airport to fly in Cincinatti.  The flight hadn't been cancelled, much to my alarm.  I just said fook it and pretended I couldn't get to the airport and they were cancelling all the flights.  In retrospect, worth every penny.