I haven't had an electric bill in the past 3 months, except for the connection fee which ended up being less than $2 last month thanks to Isias. My panels/roof/gutters are set to be paid off in 9ish years if I choose to pay the minimum monthly payment. I snagged a 10 year loan for all three for 0.99% through a green energy credit union. I had almost 500 kwh banked as of last month, since the bank resets March 1st, I started running space heaters to warm up the bedrooms before the kids go to bed. Between my new wood stove and the sporadic space heater usage, plus warm winter so far I have used less than 1/8 of a tank of oil....