monadnocks

Thanks! I’ll take a look in the morning.

Thinking about industrial metals tonight. I don't know much about that sector so just learning. Brief Google search for ETFs doesn't seem to have a lot of promise. DBB holds a lot of an Invesco mutual fund - AGPXX - and a fair amount of treasuries. JJT did well but the structure isn't one that I feel like I have a good handle on predicting its future success plus its focusing on just tin. What's a good way to get some exposure to this sector? Any ideas?

We've got thunder now.

We have a light coating of snow with a mix of rain and flakes at 33.5.

Thinking about a June road trip to the mountains of Wyoming. Maybe there will be snow there...

I also got the Pfizer vaccine on Wednesday. Like others, my arm hurt but not too much. I did have two days of less than 100% but I also didn't slow down either. I felt worse with the shingles vaccine.

Agreeing the response by @Whineminster here. It does seem like this is a trend to make money capitalizing on publicity. A brief search of "reddit.com ARKX" yields a fair amount of interest there. I wonder if this will effectively be a meme ETF? I'm not interested in playing the momentum game now so I'll bail on it. I do believe that there's room for space-focused active management funds to do well. And thanks for the information.

I've got a small amount of underperformers that need to go and have been looking for something interesting. This would fill the "let's see how it goes" portion of the portfolio. Any investing I do for the 1, 2, 5 or 20+ time frame meets with all the research.

I found this page: https://www.tesla.com/support/energy/solar-panels/going-solar/sizing-and-design which gives you the size of the panels, etc. The warranty info is here: https://www.tesla.com/support/energy/solar-panels/learn/solar-service-warranty

ARKX is going to launch on 3/30 ( https://seekingalpha.com/article/4416500-emerge-ark-space-exploration-etf-ready-for-launch ) I've never bought an ETF on opening day. Will it be easily available?

I was reading about this earlier and came here to see what people were thinking and ended up researching solar / EV rebates / tax incentives.

Those incentives in MA are much better than what I can find for NH too. I'm not a NHEC customer so all I can find is the federal credit for a level 2 EV charger. Any ideas for other tax incentives or rebates?

As far as mortgage escrows go, take a look at the T&C you have for getting out of it. In general, even though savings accounts are paying next to nothing, the escrows are paying substantially less. If you can, just get out of it, just make an automatic deposit to a designated savings account so you'll have the money come tax time. And set up auto pay for the insurance and you're good to go. At least Ally and Marcus are paying 0.5% on savings accounts.

Happy spring everyone. No robins on the lawn here but I did see a turkey vulture the other day. I've still go some perma-pack in the shaded areas but sunny areas are bare. It happens that that the grass is in the shady areas so it'll be a while still before any lawn care is needed.

Do you have an emergency fund? That's what I'd do with extra money first and park it in a savings account paying the best you can find. It's generally 0.5% these days. Do you have a 401(k)? Getting at least your employer's match is probably the next best choice because you're guaranteed to get that return. Hippy's right - there are some exceptionally low cost ETFs out there. You could take Supernovice's breakdown and implement it in a group of ETFs.

If I remember that storm correctly, we didn't have any real icing issues here but my BIL who lived in Nelson at the time was out of power for a week.

Same boat. I doubt this will last until Friday.

It's not technically off-roading or mudding but some of the dirt roads that I typically drive on can have up to 8" ruts in soft mud. The same roads have correspondingly great "potholes", washboarding, etc. at times. You can drive on paved roads to get to the same location but you're going to spend quite a bit of time going around. I live on a hill and the road was put in before the current standards which I believe limit the grade to 9%. It would fail that test but thankfully it's paved. Last I knew (probably a decade ago) my town had 30% paved roads. It's substantially cheaper to repair with gravel and a grader.

Good to hear! I'll have to spend some time doing some research...

Thanks for the advice! While we've had the Jeep, we've also gone through a Forester and have replaced that with a Crosstrek. So we're definitely part of the northern NE crew with Subarus. The Subaru / Jeep mix has served us well. There have been times when the Subarus weren't going to cut it either in terms of clearance, power or 4 wheel low and it's been nice to have the Jeep. Otoh, the I don't necessarily want to spend 40K or more for a Jeep.

Anyone research small to mid SUVs recently? My 2003 Jeep is showing its age and I need to decide to either put money into it or buy something new. Being able to drive through snow on hills is an absolute requirement. I know there's a chip shortage for vehicles, low interest rates are probably driving some purchasing and at least some people have a lot more liquidity this year. Thanks for any advice / data / trends.

I've gotten notice that a cybersecurity conference that I was supposed to attend last summer has already made the decision to be virtual this summer. I'm glad I got ticket refunds and didn't request that they be used for this year. I also volunteer for a youth robotics organization which has signaled that there will be limited off-season events this year. I'm expecting those to be only overseas, if they happen. It'll be interesting watching the economic impact over time.

Thanks!

How accurate is that likely to be?