It goes both ways. I work in retirement and see people all the time in their 60s and 70s who have all the money in the world and never got to really "live" life. They're too frail to travel the world and hike the tallest mountains. Many people save their entire life pinching pennies and die before they're ever able to use it. My advice. Go live, tomorrow isn't guaranteed.
Just from experience last year my mom went to doctors with bad sinus infection and the doctor saw a lump on her head. A week later after an MRI and Cat scan, she had stage 4 nasopharyngeal cancer that was near her brain. She is 55. She's fighting, but likely won't make it to 65. Completely healthy, no symptoms, never smoked.