I have some in laws in Tampa, and back when they were in it's sight, they said, "I think we are prepared, so we will ride it out, if not we will drive inland and find a hotel".
People just don't get that by the time you've gauged that it's getting too bad to stay, it's even worse on the roads.
Anyways, to stay on topic and not banter too much, you can see the eye on IR really opening up in the last hour, not great timing.
Cat 5 or not, it doesn't matter at this point in terms of actual damage, it's past the point of no return now.