I believe there is climate change. The thing that bothers me is the alarmist that make it sound like the end. Or the deliberate attempt to make the stats seem one way when they aren't. For example the fires out west. Is climate change playing a part, absolutely. However most every site I go to tells me the vast majority of forest fires are set by people, some say up to 90% So if you really want to make a change in forest fires, stop letting people live in highly prone areas. Of course that won't happen, so I guess better forest management is the best solution. We certainly aren't going to change the climate much in the next few years. Insurance costs are always going to go up, more people in areas that get hit by bad storms and inflation. Don't get me wrong, I am for doing what we can to change any influence we have on the climate, in a reasonable way. Just lets keep our minds open to all possible solutions.