I was thinking that as well. My SIL has a house about 10 miles northeast of FMB and although that may sound like a lot, it's only about 15' above sea level and all those canals, who knows how far inland the surge/flooding will get. Even though they'reabout 15' above sea level, the FEMA 100 year storm is 15'. Probably designed to be an inch over flood zone. FEMA going to go broke. Kinda reminds me of Sandy. This one is going to be costly.