Keep the heat at 60-62F during the day and 56-58F at night while wearing a flannel, wool slippers and it's not bad at all...maybe throw in a little whiskey and you're all set.
It's the older folks and the majority of females (from my experience, not all)who like the thermostat at 70-75F+ then wonder why the heat bill is a mess. Myself, anything over 65F I start to feel stuffy and uncomfortable...
32F/ roads treated/brine...