40/70 Benchmark

I do it once.

90% of my leaves come from the one oak on my neighbor's property. Only about 10% are down

I probaby write like 1-2 checks annually.

My dad did that....maybe a year or so before he passed we found a box with a bunch of credit card receipts from the 80s. One was from a hotel that he bragged about never having been charged for lol

I'm just too lazy to go through the motions, but I get that. I will not put debit on auto...just credit bc it's easy enough to dispute. Debit is another ballgame.

Diet soda is my one remaining vice after I quit drinking....I need something to maintain sanity haha

Its def time consuming...no argument there. You don't want to know how much time I spend on that. lol I think its a worthwhile endeavor for those who do decide to commit to it, though....one day seasonal forecasts will be decent.

Yes, I do this with Amazon Prime, too...I hardly touch it, but my the wife has a constant stream line of activity. I also have fam use it from time to time in order to get faster delivery, and they just pay me.

Well, obviously its convenient, like you said. I have many of them on auto withdrawl. Its also a good way to maintain a high credit score...I have just about optimal credit and I would like to keep it that way. It also allows you to accrue cash rewards and obtain preferred status. If I contest anything, they usually side in my favor.....if not I threaten to close the account. Finally, I also have a travel card, which allows me to accrue points towards reduced fare and such. This came in handy for the trip to Uganda....immense points. My wife is living off of that card over there until she comes home in Feb.

I know what you mean, though...just being an ass.

Yea..sad, but true.

This is me.

For the most part, I only use it to maintain credit and earn the rewards.

Yea, that solution is dumb...just saying.

Zero credit debt here...I pay that shit off monthly.

Get a mid level low through Albany and an arctic high NE of ME and it will.

This is the type of season where we could get some events in which the cape beats Kev....SWFE. Happened in 2007. Just saying in general....not endorsing that clown map.

Yea, advancing science is a truly fruitless endeavor. Why try to cure cancer? We can't even cure covid.

I was contemplating that, but I'd have to look back to see other events, aside from the 3/5 lion.

I don't drink that crap...diet Mountain Dew is my weapon of choice.

Hopefully I'm wrong lol

Very much in line with my own thoughts, except for the fact that I have January and February flipped.

Dude, my wife and kids are in Uganda until February...I'll be crushing Odoul's til dawn.

This actually one of your better posts.

Living near the NH border, I am glad to see that. Last year got old fast.