Ugghhh.. I am sorry to hear that dude. I would press hard to get the insurance to pay for it. Its a mistake.  Thats the point of insurance.  People make mistakes and accidents happen.  I a just glad you are okay.
 
	I had a 2014 nissan sentra with 150,000 miles and a dying transmission.. with an insurance claim is was worth $6,000.  I ultimately only got $1,000 from car max for it.  
 
	I was seriously thinking about driving it in to some water somewhere or leaving it in a flood area where I knew it would get totaled.