Yes... I’m 26 and feel the same way. Everyone talks about cutting the cord, but unless you are strictly going to be using just WiFi with no streaming or sports at all, it’s just not worth it. By the time you pay for YouTube tv or any of those type of services plus WiFi, and like you said, streaming subscriptions, it’s about the same.
I think the people like the idea of “cutting the cord” but in practice, it’s more of a hassle and actually saves you very little money, which is supposed to be the big draw