wolfie09

About 6 miles or so, pretty much"downtown" scriba..

Old lady went for a pre approval through bank of America, never again lol She went for a conventional loan yet they set her up with an FHA (interest rate 3.75%)lol No sellers want to deal with FHA..She tried to get it switched and they gave her an attitude and said they had no other programs for her..She has good credit (760), good job and good savings lol Luckily our real estate agent contacted northern credit union who she goes through all the time, they ran her information and offered an 80/20 conventional loan at 3.1%..Due to her good credit the credit union will pay the 20% down payment and we will have a separate small loan..This obviously saves money out of pocket as well as eliminating private mortgage insurance..We can also ask for 6% sellers concession and pay nearly nothing out of pocket for closing but I doubt that's much of an option with the current market lol

The house in Altmar appraised at 238k (2018) and I got it for 182k , probably shouldn't of sold it lol It really was hell of a deal..

My real estate agent called last night and said people were making offers without even seeing the place lmao The owners won't accept any offers until the weekend showings are finished..

Bidding war setting up for this cute house in scriba, heading there Sunday to see if I wanna throw my name in the hat lol 3bd 3ba 2000sq ft on nearly an acre and a half of land, nice screened in porch, fenced in backyard, in ground pool etc... Asking 159k, taxes last year less than 2k, must be haunted haha..

I would be lying if I said I wasn't tempted haha Probably take a look at it for the hell of it..

Oswego county confirmed cases.. 1-5 confirmed cases: Albion, Amboy, Boylston, Hannibal, Minetto, New Haven, Orwell, Palermo, Parish, Redfield, Sandy Creek, Williamstown 6-10 confirmed cases: Mexico, Oswego Town, West Monroe 11-20 confirmed cases: Constantia, Granby, Richland, Scriba, Volney 21-30 confirmed cases: Hastings, Schroeppel 31-40 confirmed cases: No municipality 41-50 confirmed cases: City of Oswego Over 50 confirmed cases: City of Fulton

The "executive order" is till December but FEMA has 44 bill to spend Which will last about 3-4 weeks...

It's basically going to be 1 check backdated 3-4 weeks..Kinda surprised nobody is trying to block it lol Trump was smart here, make the Democrats look bad if they try to take it to court lol Just like he knew it was only for a few weeks but extended it till"December".

It's $300 a week, only $400 if states throw in $100, FEMA only has enough for 3-4 weeks, going to be up to Congress for any extended benefits.. Link to follow, scroll to bottom.. And now it says "pre application" Which was "not paid " earlier. https://www.unemploymentpua.com/articles/lwatracker.html

Looks like Cuomo had a change of heart, obviously better than nothing.. NEW YORK (WHEC) — New York is now applying for the Lost Wages Assistance program. New Yorkers who are unemployed because of the coronavirus pandemic will be eligible for an extra $300 per week, but first, the state has to apply for the program through FEMA, which could take a few weeks. A statement from Budget Director Robert Mujica says the following: "Now that the federal government has blinked and will no longer make states provide funding they do not have, New York State will apply for the Lost Wages Assistance program. As Governor Cuomo has said, politics does not impact policy -- especially during a pandemic -- and if New Yorkers are in need, this administration will do everything we can to support them. But make no mistake, this does not absolve Washington from doing its job, and they must pass a comprehensive aid package that provides a stable extension of unemployment benefits, repeals the SALT cap and supports local and state governments. Anything else would simply be unacceptable."

A group of House Democrats is pushing Speaker Nancy Pelosi to vote on a bill to extend extra unemployment benefits when the chamber convenes this weekend. In a letter dated Tuesday, the lawmakers urged the California Democrat and House Majority Leader Steny Hoyer to take up legislation that would reinstate the lapsed $600 per week jobless benefit until the coronavirus public health emergency ends, then phase it out as state unemployment rates fall. The House, which left Washington for its August recess before Congress could pass a pandemic aid package, will return on Saturday to vote on a bill that would fund the U.S. Postal Service and reverse changes Democrats worry will make it harder for Americans to vote by mail in November. "We owe it to people waiting to get back to work across the country not only to extend unemployment benefits to help them pay their bills, but to tie these benefits to economic conditions so workers are not held hostage by another cliff like this one," Democratic Reps. Scott Peters of California, Don Beyer of Virginia and Derek Kilmer of Washington wrote in the letter shared with CNBC. They referenced the expiration of enhanced unemployment insurance at the end of July. It is unclear how many other House Democrats will sign on to the letter. The request to Pelosi underscores the pressure Congress faces to pass more legislation to try to curb an economic crisis as Washington stands at a stalemate on an aid deal. Lifelines such as the jobless benefits, a federal moratorium on evictions and the application window for Paycheck Protection Program small business loans have all expired. Democratic leaders and the Trump administration have not restarted relief talks since they collapsed earlier this month. Pelosi has put forward a more than $3 trillion rescue package, but Republicans have proposed a roughly $1 trillion plan. The sides have failed to find common ground. "We have to try to come to that agreement now," Pelosi told Politico on Tuesday. She said Democrats are "willing to cut our bill in half to meet the needs right now." Her spokesman Drew Hammill clarified to CNBC that she was reiterating her previous stance. She has said she would start discussions again if Republicans doubled their roughly $1 trillion relief offer. NBC News reported Tuesday that the House is considering voting on a reined in version of the more than $3 trillion legislation it passed in May.

Hey Dave My top priority is getting a decent house more so than the average snowfall.. Outside of the tug area most of Oswego county averages 125"-175" of snow, for example I didn't notice much of a difference between Fulton and Altmar except it's a little colder so the snow sticks around longer.. Pulaski always looks like a Rip off zone because it's directly west of the southern tug but in reality they see 150"-175" most years, most would die for that lol I"m looking at houses anywhere from Fulton/Oswego to Pulaski/Altmar, preferably something near 81..I mean right now I'm living in a pretty snowy area(Copenhagen) and am trying to be out before winter lol Shows you how much I actually care.. Around here all we have is cows, corn and windmills haha.. Houses are flying right now with quite a low interest rate, I've already contacted wells Fargo for a pre-approval so we'll see how that goes..Take it easy and thanks ... It always looks worse because of the neighbors to the east but unless I go up in elevation, it's all the same lol

Been a bitch of a couple weeks lol I originally had an apartment in Adams NY but some maintenance issues postponed it until mid month which was to late, then I found a nice house for rent on the water in sackets harbor, I go to move in Friday and the place was infested with fleas!! Like WTF lol Luckly I got out of that lease pretty quick..So I was lucky enough to contact the Copenhagen apt complex over the weekend and get the apartment on a SHORT TERM lease...lol I bring that up because that's the bad new here, most likely will be out of here before winter But the good news is the old lady has done a complete 180 on her desire to move out of NY State, could start the loan process within the next month or so..I think we'll be looking around C/N Oswego county between Mexico/parish/Pulaski..So yeah that's the Wolfie update for this week lol Cheers..

Senate Majority Leader Mitch McConnell unveiled the Republican coronavirus relief plan on Monday. Here is what we know about the bill, as Republican leaders release the details: It would set enhanced federal unemployment insurance at 70% of a worker’s previous wages, replacing the $600 per week which states stopped paying out this week. The GOP would set the benefit at a sum of $200 per week on top of what recipients would normally receive from states through September, slashing what they got from April through July. In October, the 70% replacement would take effect up to a maximum of $500 per week. The proposal would send direct payments of $1,200 and $2,400 to individuals and couples, respectively. It would set the same qualifications as the checks approved in March: the payments started to phase out at an average of $75,000 in income per person, and individuals or couples making an average of $99,000 or more did not receive one. It would offer an additional $500 per dependent of any age. The legislation would shield entities such as businesses, doctors and schools from lawsuits, except for cases of “gross negligence” or “willful misconduct.” It would set aside $190 billion for Paycheck Protection Program loans. The bill would allow small businesses with fewer than 300 employees that have seen revenue fall by more than 50% to apply for a second round of aid. It would also authorize $100 billion for loans to seasonal businesses and companies in low-income Census tracts that can show revenue reduction of more than 50%. The bill provides $105 billion to help schools reopen in the fall. Roughly $30 billion of that amount would go to colleges, according to Senate Health, Education, Labor, and Pensions Chairman Lamar Alexander, R-Tenn. Most of the money would go to schools physically reopening to help them with the costs associated with safely restarting. It includes $16 billion to help states boost Covid-19 testing capacity, according to Senate Appropriations Committee Chairman Richard Shelby, R-Ala. Shelby said it would put $26 billion toward the development of Covid-19 vaccines and therapeutics. The plan includes 100% deductability of business meals, according to Sen. Tim Scott, R-S.C. It includes several tax credits, including an enhanced employee retention credit and a credit for expenses such as upgrades to workplaces and testing that help businesses operate safely. McConnell, of Kentucky, and his fellow Republicans unveiled the measure as Congress scrambles to respond to a pandemic still wreaking havoc across the country. GOP committee chairs outlined major parts of the legislation they hope will serve as a starting point in talks with Democrats on a bill that could pass both chambers of Congress. House Speaker Nancy Pelosi, D-Calif., and Senate Minority Leader Chuck Schumer, D-N.Y., planned to meet with Treasury Secretary Steven Mnuchin and White House chief of staff Mark Meadows at 6 p.m. ET. In a statement earlier Monday, the speaker called to start negotiations following release of the GOP plan. “If Republicans care about working families, this won’t take long. Time is running out. Congress cannot go home without an agreement,” Pelosi said, referencing lawmakers’ planned August recess. McConnell, in outlining the plan Monday, urged Democrats to come to an agreement quickly. “The pandemic is not finished. The economic pain is not finished. So Congress cannot be finished either,” he said. The GOP hoped to release a pandemic aid plan last week, but senators and the White House struggled to reach a consensus as Covid-19 cases and deaths rise around the country. Democrats, who passed a $3 trillion relief plan in May, will look to change many provisions in the Republican opening offer. For now, the roughly 30 million people still receiving some form of unemployment insurance wait to see how quickly Congress will extend assistance — and whether it slashes benefits when it does. Speaking after McConnell unveiled the plan, Schumer said the reported Republican jobless benefit proposal would hurt unemployed Americans, draw money out of the economy and prove daunting for states to implement. “The Republican proposal on unemployment benefits, simply put, is unworkable,” he said. Senate Finance Committee ranking member Sen. Ron Wyden, D-Ore., called the proposal a “punch in the gut and a slap in the face for the 30 million Americans relying on lifeline unemployment benefits.” Republicans and Democrats are at odds over how best to lift an American economy and health-care system damaged by an outbreak the U.S. has failed to contain. As of Monday afternoon, the U.S. had reported more than 4.2 million Covid-19 cases and roughly 147,000 deaths from the disease, according to data compiled by Johns Hopkins University. The U.S. had an unemployment rate above 11% in June even after two strong months of job gains driven by states reopening their economies. But many states have had to pause or roll back their restart plans in response to coronavirus case spikes. Congress has already approved more than $2.5 trillion in spending this year to combat the health and economic crises.

Here's some studies that have been done.. https://www.groundology.co.uk/scientific-research I also have the book and it shows plenty of evidence on Earthings ability to reduce inflammation which is the main culprit for chronic pain.. This comes from pubmed.gov.. Earthing (also known as grounding) refers to the discovery that bodily contact with the Earth's natural electric charge stabilizes the physiology at the deepest levels, reduces inflammation, pain, and stress, improves blood flow, energy, and sleep, and generates greater well-being. Such effects are profound, systemic, and foundational, and often develop rapidly. Earthing is as simple as routinely walking barefoot outdoors and/or using inexpensive grounding systems indoors while sleeping or sitting, practices that restore a lost and needed electric connection with the Earth. Some 20 studies to date have reported intriguing evidence of wide and significant physiological improvements when the body is grounded vs. non-grounded. The research, along with numerous anecdotal reports, demonstrates that Earthing clearly deserves inclusion in the clinical practice of preventive, alternative, and lifestyle medicine and has great potential to render these approaches more effective

It's time to hit the reset button: Shut it down and restart. That's what more than 150 health professionals are urging government leaders in an open letter published earlier this week. "Tell the American people the truth about the virus, even when it’s hard. Take bold action to save lives — even when it means shutting down again," the letter, spearheaded by the nonprofit U.S. Public Interest Research Group, says. Public health leaders argue in the letter that the U.S. reopened too quickly, nonessential businesses should close again, Americans should mostly stay home, and government officials need to invest more in testing, contact tracing, and personal protective equipment capacities. If you don’t take these actions, the consequences will be measured in widespread suffering and death," according to the letter addressed to President Donald Trump, federal officials and governors.

Only town left in Oswego without a case so far .

Major League Baseball released its latest COVID-19 testing report on Friday, and after a rocky beginning that saw delayed testing and results, there are reasons to be encouraged. MLB carried out a lot of tests, and just a handful of players tested positive over the past week. The latest numbers In a press release, MLB revealed it had collected 10,548 samples from players and staff, and that six of those samples tested positive for COVID-19 (0.05 percent). Five were players, and one was a staff member. There was also a five-day stretch over the past week during which no new positives were recorded. Since the start of intake testing on June 27, MLB has collected 21,701 total samples. 93 of those have tested positive for COVID-19, which is a 0.4 percent positivity rate. 80 are players, and 13 are staff members. Overall, these numbers are positive. But there are several figures that MLB failed to provide which would add some much-needed context to these numbers. MLB only gave the number of samples collected, but did not reveal how many people were tested and how many times they were tested. Six positives out of 10,548 total samples certainly looks good, but since players are being tested multiple times per week, what does that mean in terms of people? That info would certainly make these numbers a lot more real. Players deserve credit While it appears that MLB’s testing program is running smoother than it was a few weeks ago, the biggest takeaway is that players seem to be taking social distancing seriously. Despite several players testing positive since the start of spring training 2.0, there have been no massive team-wide outbreaks. For example, New York Yankees closer Aroldis Champman tested positive on July 11, after he’d reported to Yankee Stadium for workouts, but there hasn’t yet been a spike in positive tests on the Yankees. The players deserve all the credit for that. MLB can set the rules, but they only work if the players follow them. Players seem to be taking social distancing and hygiene rules seriously, which is a good sign as real games approach.

I bought this one from earthing.com Most conductive parts of the body are the soles of the feet and palms of the hands..You will almost definitely feel a warm tingling sensation which is normal..Each person is different on how they react, more is not always better lol https://www.earthing.com/products/universal-mat-kit

Yes sir.. The simplest way to be grounded is to go outside and place your bare feet or hands on some grass or earth, or to immerse yourself in a body of conductive water such as the sea or a mineral-rich lake. When indoors, an Earth connection can be made by driving a metal rod into the ground outside, running a wire from the rod, and then connecting it to ourselves.

This is what it's gonna look like this year lol Not just talking about the judge homer lol

Regular UI benefits extended 20 weeks.. UPDATE: The Extended Benefits (EB) program is now in effect in NYS. Thanks to the Pandemic Emergency Unemployment Compensation (PEUC) & EB programs, New Yorkers receiving traditional UI are now eligible for up to 59 weeks of benefits – up from 26 weeks before the pandemic. Details: https://on.ny.gov/peuceb In addition, under federal law, those receiving Pandemic Unemployment Assistance (PUA) are now eligible for up to 46 weeks of benefits in NYS – up from the original 39 weeks. More information: –To be eligible for EB, you must first exhaust all 26 weeks of traditional UI and all 13 weeks of PEUC benefits and continue to be unemployed. –Alternatively, if your benefit year for UI expired after July 1, 2019, and you received 13 weeks of PEUC, you may be eligible for EB. –New Yorkers who qualify for these programs do not have to reapply – just continue to certify weekly. –If your benefit year has expired, you must file a new claim. The system will advise you if you are in this situation.

Pretty much as advertised Dave..My girl actually just bought a couple more lol It's been helping her with soreness and tightness in her calf, she hasn't had to use an asthma inhaler since she started earthing.. Even works good on toothaches using the patches..I have been sleeping like a baby lol Much less Anxiety as well..Some sort of voodoo magic going on.. Actually honest to God, in-laws just came up and the mother has some sort of disc issue in her back, she had to lay in the car the whole ride up since she's having trouble sitting up, took 1 hour for her to become a believer lol They went and bought a pair before they could even make it back to the hotel, she sat up comfortably the entire ride home..She said even her chiropractor was surprised on how much less pain she was in since last appointment...Hmmmm..

NJ , CT and PA have all done state extensions due to the high unemployment rate, this is on top of the 13 week federal extension..NY has yet to join the party..Seems like Republicans want nothing to do with the extra$600 a week, may be left out of next bill or could be a decreased amount.. Actually some law makers want to reward those that go back to work..