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NorEastermass128

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Everything posted by NorEastermass128

  1. NorEastermass128
    Holy pea soup fog.
  2. NorEastermass128
    A brisk 52F here while it’s pushing 100F in OWD.
  3. NorEastermass128
    I was at a conference in Orlando two weeks ago. At least 100 out of the 500 got it, fortunately most were mild. I know of one that was hospitalized, but stable.
  4. NorEastermass128
    Sounds like the feds. Although 10 months would be record breaking.
  5. NorEastermass128
    Tree House Brewery coming to Tewksbury.
  6. NorEastermass128
    46F with solar destruction. Breezy with a wind chill in the upper 30’s. Come on.
  7. NorEastermass128
    Drove through a shower with cat paws earlier on 128 in Beverly. Best spring ever.
  8. NorEastermass128
    @Supernovicedid predict a chilly summer in his doomsday forecast.
  9. NorEastermass128
    Just got home from a work trip down in Florida. Night and day.
  10. NorEastermass128
    Reading comprehension FTL.
  11. NorEastermass128
    You want Stein during Christmas vacation week?
  12. NorEastermass128
    Sorry for your loss.
  13. NorEastermass128
    Yes. Here’s an example. The house is listed for $400K. I offer $500K, and will cover up to $30K in the event of an appraisal gap between offer price and appraised value. I put 5 percent down, or $25K. The house appraises for $470K. I now pay 5 percent of $470K and cover the $30K appraisal gap. So I really put down $23,500 plus $30,000, or $53,500. The rest is financed. Any appraisal less than $470K, and the selling price will need to be reduced accordingly.
  14. NorEastermass128
    That’s the thing. I’m a FTHB with a decent monthly income that can comfortably afford the monthly payment when overbidding by 10-15%+. However, I can’t just reach into my back pocket and guarantee more money to put down in the event the place doesn’t appraise. Pinched on both sides.
  15. NorEastermass128
    I overbid too and agreed to cover a $30k appraisal gap OOP. Who needs furniture or some cushion reserves?
  16. NorEastermass128
    Make it 41F here then.
  17. NorEastermass128
    So sad.
  18. NorEastermass128
    Ew for Thu
  19. NorEastermass128
  20. NorEastermass128
    Is there an air show taking place this weekend? Two fighter nets just went over the house.
  21. NorEastermass128
    Very true. Fortunately, I was able to save for a while living at home. It came with sacrifices and a little stigma, but I’m getting where I need to be on my own. I was ready to jump the nest in 2020, but then the pandemic hit. I was under agreement in 2021 for nearly a year waiting for new construction and then it fell through right before the finish line. Two years later, offer accepted, paying top dollar for a 2 BR condo, but got to start somewhere. Salem it is.
  22. NorEastermass128
    Hello. I can confirm the accuracy of this statement.
  23. NorEastermass128
    Unless you’re in the market, going to open houses, and overbidding with no inspections, you have no idea what this market is like. No idea. I have friends and family that bought 2019 or earlier, they don’t know how good they have it.
  24. NorEastermass128
    Yup. I finally had an offer accepted this week. Rates are up, but I still had to bid close to 15% over asking and cover an appraisal gap.
  25. NorEastermass128
    Yeah, and it’s a popular home on Redfin. Insanity. Pure insanity.
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