Well no but compared to central air, it’s the better buy. I know a few years ago when In our old house we were quoted $18k for central AC compared to $9k for a min split system. I’m sure that’s increased by now though. Still, depending on the size of home, a MS is within financial reason. For you, just don’t drink beers for a month and you’ll have the coin to never have to stuff windows in and out again.